Author Archives: Neil Kingman

Take Pressure Off Your Relationship With An IVA

Trying to decide whether to apply for an Individual Voluntary Agreement (or IVA)? If so, it is likely that the pressure of debt is seriously affecting you, and probably your partner too. By considering this debt solution you are one step closer to an debt-free future. Continue reading

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What Happens In Drug Rehabilitation Centres?

Rehab is the process of recovering your life after drug use. Beginning with detoxification, rehab programmes teach the former user how to live a drug free life by identifying the emotional triggers and re-introducing constructive habits. Addiction can touch people of all classes, races and backgrounds – there are more and more instances of people from happy, middle class backgrounds falling victim to drugs. Addiction doesn’t discriminate and more important the centres don’t either. Continue reading

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How Does An IVA Compare To Bankruptcy?

The Individual Voluntary Agreement (IVA) was devised to aid those individuals with debt problems but whom perhaps don’t quite need to succumb to the last resort of bankruptcy. An IVA is basically an agreement between the individual and his creditors. Even though it is not as troublesome a move as bankruptcy, there are still things you need to consider before committing yourself fully. Continue reading

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